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Building the Finternet Across Asia and Africa

EFGH designs and operates digital financial infrastructure across Asia and Africa.

Featured Articles
The Unlikely Story of a Two-Year-Old Singapore Start-Up Tapping New York Stock Exchange Listing to Build Financial Infrastructure for the World's Underserved.
Leadership VoicesThe Unlikely Story of a Two-Year-Old Singapore Start-Up Tapping New York Stock Exchange Listing to Build Financial Infrastructure for the World's Underserved.Read Now
Embed Financial Group Holdings Registers F-4 with U.S. SEC in Connection with Business Combination with WinVest Acquisition Ahead of Proposed U.S. Listing
Press ReleasesEmbed Financial Group Holdings Registers F-4 with U.S. SEC in Connection with Business Combination with WinVest Acquisition Ahead of Proposed U.S. ListingRead Now
What Is Finternet and How It Connects Financial Services Into Platforms
Embedded FinanceWhat Is Finternet and How It Connects Financial Services Into PlatformsRead Now

As artificial intelligence accelerates digital interactions, trusted identity, payments, protection and compliance become increasingly important.

EFGH provides the infrastructure that enables these interactions to take place securely and at scale.

Partners own the relationships. EFGH powers the infrastructure.

The EFGH Finternet Stack

Modular. Connected.
Built for Scale.

Our platforms are designed for institutions. Partners manage licensing and compliance. EFGH provides the infrastructure layer. As digital interactions increase, trusted infrastructure becomes more valuable.

ConnectSure™

Embedded insurance infrastructure connecting partners to multiple issuers through a single integration.

GAT™

Governance, Assets & Trust — IP (owned by EFGH) enables trust, product traceability, programmable settlement and cross-border asset infrastructure.

Wallets

Digital wallet infrastructure supporting remittance, rewards, loyalty and digital assets.

Financial Rails

Settlement infrastructure supporting fiat, stablecoins, cards and traditional payment networks.

Why The Finternet Matters

Artificial intelligence is increasing the number of digital interactions taking place every day. As these interactions grow, identity, payments, protection and compliance become mission critical.

The Finternet provides the trusted infrastructure that enables these interactions to happen safely and at scale.

How the
Infrastructure Comes Together

Real Solutions. Real Markets.

Business Operating System for SMEs

SMEsure™

Built on ConnectSure™ and GAT™, SMEsure™ brings together operations, financing access and embedded insurance in one platform.

Currently live in Singapore.

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We'd love to show you how
SMEsure™ works.

Tell us a bit about your business and we'll customise a
walkthrough just for you.

0/1000
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We'd love to show you how
SMEsure™ works.

Tell us a bit about your business and we'll customise a
walkthrough just for you.

0/1000
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We'd love to show you how
GAT™ works.

Tell us a bit about your business and we'll customise a
walkthrough just for you.

0/1000

Let's Build The Finternet
Together

If you serve users, we help you create more value.

Our Presence

EFGH operates across Southeast Asia and Africa through subsidiaries and partners.
Headquartered in Singapore, the Group supports projects across multiple high growth markets.

Singapore flag
SingaporeGlobal HQEst. July 2024
DRC flag
DRCAfrica HQEst. May 2025
Botswana flag
BotswanaProject Management Office DevelopedEst. Nov 2024
Vietnam flag
VietnamRegistered Office Tech Hub (Asia)Est. Jan 2026
Ghana flag
GhanaAfrica Tech HubEst. Jan 2025
Bahrain flag
BahrainGCC HQEst. Jan 2026
Singapore flag
SingaporeGlobal HQEst. July 2024
DRC flag
DRCAfrica HQEst. May 2025
Botswana flag
BotswanaProject Management Office DevelopedEst. Nov 2024
Vietnam flag
VietnamRegistered Office Tech Hub (Asia)Est. Jan 2026
Ghana flag
GhanaAfrica Tech HubEst. Jan 2025
Bahrain flag
BahrainGCC HQEst. Jan 2026
Singapore flag
SingaporeGlobal HQEst. July 2024
DRC flag
DRCAfrica HQEst. May 2025
Botswana flag
BotswanaProject Management Office DevelopedEst. Nov 2024
Vietnam flag
VietnamRegistered Office Tech Hub (Asia)Est. Jan 2026
Ghana flag
GhanaAfrica Tech HubEst. Jan 2025
Bahrain flag
BahrainGCC HQEst. Jan 2026
Singapore flag
SingaporeGlobal HQEst. July 2024
DRC flag
DRCAfrica HQEst. May 2025
Botswana flag
BotswanaProject Management Office DevelopedEst. Nov 2024
Vietnam flag
VietnamRegistered Office Tech Hub (Asia)Est. Jan 2026
Ghana flag
GhanaAfrica Tech HubEst. Jan 2025
Bahrain flag
BahrainGCC HQEst. Jan 2026
Indonesia flag
IndonesiaRepresentative OfficeEst. Jan 2025
Zimbabwe flag
ZimbabweRegistered OfficeEst. Jul 2024
Poland flag
PolandCEE HQEst. 2026
Philippines flag
PhilippinesRep Office to be installed due to market sizeEst. May 2025
Nigeria flag
NigeriaProject Management Office DevelopedEst. Oct 2024
Indonesia flag
IndonesiaRepresentative OfficeEst. Jan 2025
Zimbabwe flag
ZimbabweRegistered OfficeEst. Jul 2024
Poland flag
PolandCEE HQEst. 2026
Philippines flag
PhilippinesRep Office to be installed due to market sizeEst. May 2025
Nigeria flag
NigeriaProject Management Office DevelopedEst. Oct 2024
Indonesia flag
IndonesiaRepresentative OfficeEst. Jan 2025
Zimbabwe flag
ZimbabweRegistered OfficeEst. Jul 2024
Poland flag
PolandCEE HQEst. 2026
Philippines flag
PhilippinesRep Office to be installed due to market sizeEst. May 2025
Nigeria flag
NigeriaProject Management Office DevelopedEst. Oct 2024
Indonesia flag
IndonesiaRepresentative OfficeEst. Jan 2025
Zimbabwe flag
ZimbabweRegistered OfficeEst. Jul 2024
Poland flag
PolandCEE HQEst. 2026
Philippines flag
PhilippinesRep Office to be installed due to market sizeEst. May 2025
Nigeria flag
NigeriaProject Management Office DevelopedEst. Oct 2024

Our role in building the finternet

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Our Mission

Expanding access to protection, payments and financial opportunities through trusted infrastructure.

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Our Values

Trust, scale and inclusion guide how we build, partner and grow.

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Our Reach

From Singapore to Africa, EFGH helps connect institutions, ecosystems and users through The Finternet.

Learn More About EFGH

EFGH does not sell directly to consumers.

Instead, the Group works with governments, insurers, banks, telecoms and enterprise platforms that already have the trust, licences and distribution.

Partners bring the reach. EFGH provides the infrastructure.

Our Vision

The Finternet

Not an app. Not a traditional product.

A framework for trusted financial infrastructure that allows payments, protection and other services to work through channels people and institutions already trust.
As intelligence becomes increasingly abundant, trust becomes increasingly valuable.

Frequently Asked Questions

Insights And Updates

Stay informed with the latest announcements, developments and perspectives from across the Group.

SNOC and EFGH Announce Landmark Partnership to Support Team Singapore Athletes and Coaches
June 15, 2026

SNOC and EFGH Announce Landmark Partnership to Support Team Singapore Athletes and Coaches

Global and Singapore-based Finternet company EFGH joins the Olympic Movement as a partner of the SNOC

新加坡体育奖新增功绩奖 表彰更多杰出教练

联合早报

新加坡体育奖新增功绩奖 表彰更多杰出教练

June 12, 2026
Forging bonds with players key to Coach of the Year nominee Gavin Lee’s philosophy

The Straits Times

Forging bonds with players key to Coach of the Year nominee Gavin Lee’s philosophy

June 12, 2026
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Let's Build Something
Meaningful Together

Let's make it intentional, valuable, and scalable.

Partner with EFGH

Discover how EFGH is building sovereign grade digital financial infrastructure for the AI age.

Investor Relations
EFGH Logo

Create Value. For Tomorrow.

Reach Us at

hello@efgh.xyz

IR Contacts

investors@efgh.xyz

How We Help

Our Offices

Embed Financial Group Cayman Holdings (“EFGH”) has filed a Registration Statement on Form F-4 with the U.S. Securities and Exchange Commission in connection with a proposed business combination with WinVest Acquisition Corp. The Registration Statement has not yet become effective. The information contained therein is not complete and may be changed.

This website does not constitute an offer to sell or a solicitation of an offer to buy any securities. No offer, solicitation or sale will be made in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the applicable securities laws of such jurisdiction.

Investors and security holders are urged to read the Registration Statement on Form F-4 and all related documents when they become available, as they will contain important information. These documents may be obtained free of charge from the SEC’s EDGAR database at www.sec.gov.

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